Terms and Conditions & Privacy Policy
Please find below our Terms & Conditions statement and our Privacy Policy.
Terms & Conditions
Introduction
These terms and conditions (the “Terms”) govern your use of the course, newsletter and main website (the “Websites”) operated by Epically Pty Ltd trading as Epic Retirement (“us”, “we”, or “our”). By accessing or using the Websites, you agree to be bound by these Terms. If you do not agree to these Terms, you should not use the Website.
Content
The Websites provide information and resources related to retirement, including but not limited to news, articles, tips, and advice (the “Content”). The Content is for general informational purposes only and is not intended as specific advice for any individual or situation. You should always seek the advice of a qualified professional before making any decisions related to retirement.
Use of the Website
You agree to use the Websites only for lawful purposes and in accordance with these Terms. You agree not to use the Websites:
- to upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;
to upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation;
to upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
to interfere with or disrupt the Websites or servers or networks connected to the Website, or disobey any requirements, procedures, policies or regulations of networks connected to the Websites;
to intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the Australian Securities and Investment Commission or any other regulatory body; - to “stalk” or otherwise harass another; or
- to collect or store personal data about other users.
Intellectual property
The Websites and the Content are protected by copyright, trademark and other intellectual property laws. You may not reproduce, distribute, display, sell, lease, transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile or otherwise exploit this Website or any portion of it unless expressly permitted by us in writing. You may not make any commercial use of any of the information provided on the Website or make any use of the Website for the benefit of another business unless explicitly permitted by us in writing.
Disclaimer of Warranties
The Websites and the Content are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of the Websites or the Content, including but not limited to, the accuracy or completeness of the Content or the reliability of any advice, opinion, statement or other information displayed or distributed through the Website. You acknowledge that your use of the Website and the Content is at your own risk.
Limitation of Liability
We shall not be liable for any damages of any kind arising from the use of this Website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
Indemnification
You agree to indemnify, defend and hold harmless us, our affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Websites, including, but not limited to, your User Contributions, any use of the Website’s content, services and products other than as expressly authorised in these Terms or your use of any information obtained from the Website.
Governing Law
These Terms and your use of the Websites shall be governed by and construed in accordance with the laws of Queensland, Australia, without giving effect to any principles of conflicts of law.
Changes to the Terms
We reserve the right, in our sole discretion, to change these Terms from time to time. Your continued use of the Website following the posting of changes will mean you accept those changes.
Contact Us
If you have any questions about these Terms, please contact us at hello[at]epicretirement.com.au.
Privacy Policy
Introduction
We take the privacy of our users seriously. This Privacy Policy (the “Policy”) describes how we collect, use and disclose your personal information when you visit or use the Websites, including any information you provide when you subscribe to our newsletter. By visiting or using the Websites epicretirement.com.au, epicretirement.net, our online course, or being a signed up part of the Epic Retirement Community, you accept the practices described in this Policy.
Information We Collect
We may collect personal information from you, such as your name, email address, and any other information you choose to provide when you subscribe to our newsletter or otherwise interact with the Websites.
Use of Information
We use the information we collect to provide and improve the Website, to communicate with you and to operate our business. We may also use your personal information to send you promotional materials, such as our newsletter or other marketing communications from us or our partners. You may opt-out of receiving promotional materials at any time by following the unsubscribe instructions provided in the promotional materials or by contacting us.
We may use your personal information to:
- provide you with our newsletter, podcast and other information you have requested;
- improve our website and services;
contact you with information about our services or promotions; - conduct research and analysis;
send you surveys or solicit your feedback; - comply with legal and regulatory requirements;
- protect our rights and property; and
prevent fraud or other prohibited activities - promote products and services of our partners to you.
Disclosure of Information
We may disclose your personal information to third parties for the purpose of providing the Website and operating our business, such as to our service providers who assist us in operating the Website or communicating with our users. We may also disclose your personal information as required by law or in response to a subpoena or court order.
We may disclose your personal information to:
- service providers who assist us with operating our website or providing our services;
- third parties for the purpose of conducting research or analysis;
- our affiliates and subsidiaries;
- law enforcement or other government agencies if required by law;
- our partners in privacy linked relationships.
- any other third party with your consent.
We may also share aggregate or anonymised information about our users with third parties for research or marketing purposes.
Security
We take reasonable steps to protect your personal information from unauthorized access, use or disclosure. However, no internet or email transmission is ever fully secure or error-free. In particular, email sent to or from the Websites may not be secure.
Children’s Privacy
The Websites are not intended for children under the age of 18 and we do not knowingly collect personal information from children under 18.
Changes to the Policy
We reserve the right, in our sole discretion, to change this Policy from time to time. Your continued use of the Websites following the posting of changes will mean you accept those changes.
Contact Us
If you have any questions about this Policy, please contact us at hello[at]epicretirement.com.au.
Courses
Terms and Conditions
These terms and conditions ("Terms") govern the purchase and use of the Epic Retirement Flagship Course ("Course") and other consumer courses offered by Epically Pty Ltd and Epically Projects Pty Ltd trading as Epic Retirement ("we," "us," or "our"), accessible through the Kajabi software platform. By purchasing and accessing the Course, you agree to be bound by these Terms. Please read them carefully.
1. Registration and Account: a. To access the Course, you must register an account on our platform and provide accurate, current, and complete information. b. You are responsible for maintaining the confidentiality of your account information and are liable for any activities that occur under your account.
2. Course Content: a. The Course content, including but not limited to videos, documents, and other materials, is the intellectual property of Epically Pty Ltd and is protected by copyright law. b. You may not reproduce, distribute, or otherwise use the Course content for commercial purposes without our explicit written consent.
3. Payment: a. Payment for the Course is to be made in full before access is granted. b. All prices are in Australian Dollars (AUD) and include applicable taxes.
4. Limited Refund Policy: a. We offer a limited refund policy in compliance with Australian Consumer Law. b. You may request a refund within 14 days of the purchase date if you are dissatisfied with the Course, subject to the following conditions: i. Refund requests must be submitted in writing to [email protected]. ii. Refunds will only be processed if the Course has been accessed for less than 10% of its total content. iii. Refunds will not be granted for reasons such as change of mind or failure to meet personal expectations.
5. Course Access: a. Access to the Course is granted for a specified period, as outlined in the Course description. b. We reserve the right to suspend or terminate your access to the Course if you violate these Terms.
6. Modifications: a. We reserve the right to modify or discontinue the Course or any part of it without notice. b. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Course.
7. Privacy: a. Your personal information will be handled in accordance with our Privacy Policy, available on our website.
8. Governing Law: a. These Terms are governed by the laws of Australia, and any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the Australian courts.
9. General Advice Disclaimer: The information provided in this course is for educational purposes only and does not constitute financial, legal, or professional advice. The course creator is not responsible for any decisions made or actions taken based on the information presented in the course. It is recommended that you consult with a qualified professional before making any financial or life planning decisions.
By purchasing and accessing the Epic Retirement Flagship Course, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.